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Debt Management
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The problem -
“It's only
plastic!”
Every credit card company in the world would like
consumers to believe that statement, and most people do. If P.T. Barnum
(the circus entrepreneur) were alive today, he'd probably be giving
away Barnum Bank Cards to “consumers” willing to pay $273 to buy a $100
item.
That's right! If a consumer charges a $100 item on
their 22% A.P.R. (Annual Percentage Rate) credit card, and then used
the “recommended payment terms” provided by their credit card company,
they'll spend about $273 to own that $100 item!
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The solution -
Divine Resources uses a mathematical model
to minimize interest charges without increasing the current monthly
payments made to credit card companies. It has been incorporated into
user-friendly computer software to let consumers get out of debt in the
shortest possible time without increasing the amount of money
they're currently spending to pay off their credit cards.
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Foreclosure Assistance
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If you
are currently delinquent in your payments and are wondering which way
to turn, let us help you. We have personally been through the same
thing and have been helping homeowners like yourself for over 14 years.
That is why our success rate is higher than that of our competition.
Please understand that we want to help and will tell you what your best
course of action is. Frequently, circumstances beyond our control such
as: loss of income, divorce, unemployment, illness, or even poor money
management cause hard-working people to fall behind in their mortgage
payments.
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expertise is directly related to preventing and eliminating foreclosure
proceedings against you and your family. We reorganize and stabilize
your situation with a variety of programs and reinstatement options,
following state and federal guidelines. |
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Mortgage Acceleration
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Our Mortgage
Acceleration program allows you to cut the amount of interest you
pay on your mortgage and build equity up to three times faster.
It's the perfect way to pay off your loan sooner, while increasing
equity and reducing interest expense. You can accelerate almost any
type of business or personal loan or mortgage. Here's how it works.
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Instead of you making your mortgage payment once a month, your checking
account is debited for one-half of this amount plus a small debit fee
every two weeks. For example, if your total monthly loan payment is
$1,000, your account would be debited for $503.95 every two weeks.
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bi-weekly plan substantially reduces the amount of interest you'll pay.
This concept has been endorsed by everyone from the Wall Street Journal
to Consumer Reports to the U.S. Government. Just look at the interest
charges you could save by using the Mortgage Acceleration
program! |
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